Your Person’s Car Insurance

If you’re between the ages of 21 and 25 and have saved up enough for your first car, you’ll inevitably want to keep it safe, on and off the road. However, you’ll probably have found that running and protecting a car can cost a fair amount of money and extract a healthy amount of your income. Read more

Savings and Pensions have 0% returns after inflation

Millions of people in long term investments have little or nothing to show for decades of saving, with one in five with endowments and pensions delivering poor returns.

Investors still have approximately £290 billion in with profit endowments, pensions and bonds, which were sold during the 1980s and 1990s as a way of getting steady, equity-like returns. The schemes, which invest in a mix of assets in good years to pay out in the bad. Read more

Mortgage lending still remains tight

Lenders are continuing to demand larger deposits as they continue to ration home loans to their customers. The Bank of England revealed last week that banks and building societies will expect to rein in their lending even more during the coming months.

The number of lending deals available for those with a deposit upwards of 25% or more continues to increase as the lenders are looking to cherry pick the best customers.

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Vanquis Visa Card Review

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In today’s world, credit cards are often the most secure and convenient way of paying. But the reality is that many people cannot get the credit card they want or believe they deserve. Vanquis is a UK bad credit credit card provider that specialises in trying to help our customers build a better credit rating. So a Vanquis Visa Card could be just a click or two away – why not apply online now?

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The Co-operative Bank Oxfam Standard Visa Card Review

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When you apply for the The Co-operative Bank Oxfam Standard Visa Card, Oxfam receives £15 for every account opened – this could buy 50 metres of emergency water distribution pipe. A further £2.50 is received if your account is used within six months – this could pay for six hours remedial teaching in a Cambodian school. Plus 25p for every £100 you spend using the card and 25p for every £100 you transfer to the card - could buy a packet of oral rehydration salts that could prevent a child from dying of diarrhoea.

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Barclaycard OnePulse Cashback Credit Card Review

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Barclaycard OnePulse is the only card to offer Oyster card, Credit and Cashless all in one card. Use your Barclaycard OnePulse Credit Card with Cashback in the same way as a standard Oyster card, for the fastest and easiest way to travel around London. Remember, you’ll need to pre-load the card with pay as you go, Travelcard or a Bus Pass before you travel

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Tough economic times for high-street retailers

Two of Britain’s biggest high-street names revealed yesterday just how rocky the Christmas shopping period had been, with sales slumping as the recession bit really hard.

Debenhams and Next admitted that retailers are in the grip of the toughest trading condition for decades. But there was fighting talk too, with retailer Next arguing that predictions of a complete high streets wipeout are exaggerated and Debenham insisting it will emerge as a winner from the current economic crisis. Read more

London property market crashes

London house prices crashed by an average 14.5 per cent in the last 12 months the fall accelerated through “a year of turmoil” with a drop of 2.4 per cent last month alone.

The worst hit areas were City of Westminister which plunged 21 per cent. The borough of Waltham Forest 17 per cent. Other borough breakdown reveals how even the current depressed values are far higher than levels at the start of the economic boom times nearly a decade ago. Read more

Ban on UK short selling to be lifted

The 2008 ban on short selling of shares in Britain is to be lifted, according to the Financial Services Authority (FSA).

The Financial Services Authority (FSA) stated the ban would expire as planned on 16 January, despite calls from MPs to keep it in place. But rules requiring the full disclosure of “short” trading positions will be kept for an additional six months, the FSA said. Read more

Interest rates are set to hit new record low

British Interest rates are set to hit a record low by the end of the week as the Bank of England struggles with a deepening recession.

The Bank’s official rate has never dropped below the current 2 per cent in its 315 year history, but financial experts predict a cut of as much as 1 per cent by Thursday as the Britain faces up to its worst economic year since the early 1990s. Read more

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