Apply for the Sainsbury's Loan for any purpose including holidays, home improvements or debt consolidation. Sainsburys Bank also offer special car loans.

The Sainsbury's Loan rates are fixed so you know your repayments will remain the same so that you can budget for the months ahead. You can also choose how long you'd like to take to pay off your Sainsbury's loan.

Choose to enjoy a 3 month repayment holiday at the start of your Sainsbury loan, giving your finances some breathing space.

The benefits for borrowers applying for a Sainsbury's Loan are that you can create the payment protection plan that suits. Critical Illness, Accident & Sickness, Unemployment and Life options are available to cover your Sainsbury's loan repayments. Choose what's right for you - the cost is added to your monthly repayments.

To date the Sainsbury's Loan have been recipients of the Your Money magazines award for the Best Direct Online Loan Provider 2001 & 2002, and the Best Direct Personal Loan Provider 2000 & 2003.

When applying for the Sainsbury's Loan not only will we give you a decision straight away, you could have your cheque within 24 hours.