With the Intelligent Finance Credit Card say hello to a new, low-rate, life-of-balance credit card and with 0% for 8 months on purchases and a 4.95% p.a. life-of-balance transfer offer, you can say goodbye to switching.

Balances cannot be transferred from an existing Intelligent Finance card or any other card issued by Halifax plc or Bank of Scotland.

 

With the Intelligent Finance Credit Card you get:

0% on purchases for 8 months

4.95% p.a. life-of-balance transfer offer (for balances transferred within first six months of opening account)

Typical APR 16.9% (variable) for balance transfers and purchases after introductory period with your Intelligent Finance Credit Card.

Maximum 59 days for purchases if you pay the balance in full and on time. There is no interest free period on cash advances, cheques and balance transfers.

 

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Typical APR Purchases	16.9%
Balance Transfer Rate	0%
Balance Transfer Duration	8 months
Intro Purchase Rate	n/a
Intro Purchase Duration	n/a