Family Travel Insurance policies allow you to cover parents and children together rather than take out individual policies for each person. Some travel insurance companies will offer a variety of premiums within this range depending on the number of children you have, whether you’re a single parent family etc.

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Others will offer one standard Family Travel Insurance policy that does not reflect the number of children in the home, offering the same Family Travel Insurance policy terms whether you have one or six children – which obviously works out well if you have a big family!

Children are classed as being under 18. The main advantage of the family insurance premium is the massive savings available – they can be bought for as little as £50, meaning you can effectively cover your children for free. However, check the terms of the policy carefully to make sure it adequately meets your needs.

Family Travel Insurance premiums are not expensive, it will pay you to compare policies using our travel insurance comparison service. Family Travel Insurance Policies do differ markedly. Ensure before you sign on the dotted line that you are happy with the excess you will have to pay if you make a claim.