Established in 1870 in Macclesfield, the Cheshire was one of the first Permanent Societies which started a revolution in personal finance. The Cheshire now employs over 700 staff and ranks 11th in size, through  Society and Group Assets, with a firmly held belief that mutuality works for the greater benefit of all its members.

If you have a poor credit history and want to improve your credit rating, the best thing you can do is to get on top of managing your finances and start rebuilding or strengthening your credit rating by using your Cheshire Credit Card wisely and always making sure you make at least the minimum payment each month, though it is advised to repay more than this if you can.

With the Cheshire Credit Card you get:

No Annual Fee

0% p.a . on balance transfers for 12 months from the date your account is opened - 2% handling fee applies.

0% p.a . on purchases for 3 months from the date your account is opened.

Typical rate 15.9% APR (variable)

Comprehensive online account management

FREE fraud protection with the Cheshire Credit Card

Apply for the Cheshire Credit Card today

Typical APR Purchases	15.9%
Balance Transfer Rate	0%
Balance Transfer Duration	12 mths
Intro Purchase Rate	n/a
Intro Purchase Duration	n/a