Many credit cards these days offer incentives schemes to encourage you to use your card more. Barclaycard, for example, offers Profile Points that can be redeemed against goods bought through the Profile Points catalouge. Cashback credit card are also increasingly popular.

With Cash Back credit cards you earn 'cash' every time you use your Cash Back credit card. However, you should not choose a cash back credit card simply because it offers an attractive incentive scheme especially if you are using it to borrow. The competitiveness of its interest rates and charges should be most important determining factor.

 

Apply for a Cash Back Credit Card!