Abbey is the sixth biggest bank and the second largest provider of mortgages and savings in the UK.
The combination of the heritage and familiarity of the Abbey Mortgage brand backed by the experience, expertise and systems of Santander is driving Abbey's plans to become the best bank in the UK.
Abbey offers a range of Abbey mortgages whether you’re a first time buyer to or you’re looking to re-mortgage an existing property. Abbey Mortgage services has a number of financial packages but its main ones are fixed and flexible rate mortgages and mortgages that track the Bank of England base rate. Abbey Mortgages also offers a useful guide to the hidden costs of buying a house, a guide on how to buy a house and how to work your borrowing power
Abbey Mortgages offer a range of services that include:
Abbey Mortgage Flexible Rate Plus – Tracker: You choose how you want to structure your repayments. Overpay for a period of time or take a payment break. You could even pay off your mortgage early if you wanted too. The interest rate tracks the Bank of England Base Rate, so if the Bank of England rates rises so do your payments and if the rates are lowered so are your repayments.
Abbey Mortgage Fixed Rate: Choose this mortgage and the interest you pay will be fixed for the duration of your loan. You can even choose a capped rate which is certain not to go above an agreed rate but could even fall. If you don’t want much flexibility in how you repay your mortgage then you should consider this option.
Abbey Mortgage Variable Rate Tracker: Sometimes you need a bit of help when you’re stating out with a mortgage. This product is designed for people who want low payments or cashback in the early years.
For more information or to open an Abbey Mortgage account, Click here