The Automobile Association (AA) may be more naturally associated with its breakdown service, however it now offers a range of life insurance policies.

The AA is an insurance broker that offers level term AA Life Insurance, mortgage protection life insurance, critical illness cover and waiver of premium.

The company’s level term AA Life Insurance allows you to choose the amount of cover you want and the duration of the policy. If you die during the policy term you will receive the cash sum you are covered for. Their mortgage protection life insurance cover sees the insurer pay out a cash sum calculated on the amount of cover at that time.

With critical illness cover if you die or are diagnosed with an earlier critical illness during the policy term your insurer will pay the amount you are covered for. The waiver of premium means the insurer will take over the premium payments six months after you become unable to work due to accident or illness.