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The fixed rate loan rip off The fixed rate loan rip off

UK banks are reaping an extra £3.5 billion a year on fixed-rate mortgages after raising margins to 25 times pre-credit crisis levels. More than half of all borrowers were taking out fixes as recently as September, despite expectations that rates would fall, because many loan lenders had in effect pulled out of the tracker market. [Read more of... [Read more of this review]

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